3 Steps to Securing Used Car Financing from Us

Whether you are building your credit as a young person or rebuilding it after experiencing some bumps in your financial history, financing a used car with us can put you in the driver's seat of the car you want, not one you have to settle for. We have a variety of car loans to fit almost any financial situation; however, before you sign on the dotted line, there are three steps you should take first.

Check Your Credit Score

While our loan officers will look into your credit history after you apply for financing with us, knowing your credit score beforehand can help you gauge what kind of loans you might qualify for and what kind of car you will be able to afford. This can also help you narrow your down choices as you browse our fine selection of used cars. There are several websites and smartphone apps available that allow you to access your credit score for free.

Organize Your Budget

When it comes to car loans, knowing whether there is a deficit between your monthly net wages and your monthly bills can keep you from getting in over your head financially. Before you arrive to meet with us, organize your budget on paper so our loan officers can get some idea of what you can afford to pay. Writing down your expenses may also help you see where you can make changes in order to save money.

Prepare a List of Questions

If you have never secured financing from a car dealership or auto finance company in the past, you may want to write down a list of questions for our financial experts so you feel prepared and confident during the financing process. Jot down questions you might have about APR options, how a down payment might affect your monthly payments and about tax, title and licensing fees.

Being prepared to discuss financing and used car loans with us can help us find a loan that is right for you and put you in the used car of your dreams as soon as possible.
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